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IPO Lenschevron_rightIPO Explorerchevron_rightCredent Connect SME IPO
CC

Credent Connect SME IPO

Listed
SME · Book Build Issue · NSE
Price Band
₹179–189
Issue Size
₹93.9 Cr
Min Invest
₹23,52,000
Lot Size
600 sh
Opens
13 Aug
Closes
17 Aug
Allotment
18 Aug
Listing
20 Aug
Investment Verdict
Avoid
56.6CONVICTION
Confidence
High
Overall
56.6/100

descriptionExecutive Summary

Credent Connect SME IPO is a company operating in the healthcare ecosystem and logistics platform sector. The company aims to leverage its established client relationships and widespread domestic reach to expand its services and invest in technological capabilities. The IPO is a Book Build Issue on the NSE SME platform.

gavel
Core Verdict

Deterministic verdict 'Avoid': listing=74/Neutral, short=54/Neutral, long=57/Neutral; overall=56.6; confidence=91.2/100 | computed financials: fin=67, growth=30, D/E=0.5 (70% math / 30% model) | market signals: alignment=n/a (OFS None%), anchor quality=55 (marquee 22.6%), GMP trend=fading, overhang=80 (-4.0 pts short-term) | demand profile: reservation weights QIB/NII/Ret 29%/21%/50%, QIB effective demand=37.32x, institutional contribution=24%, breadth=0.97 | unlocks: anchor unlock ~14.2% of issue at T+30d, ~14.2% at T+90d | red flags: R2_persistent_losses (declining/negative profit trajectory (CAGR -15.4%)); R5_litigation (litigation disclosed (advisory, not a specific severe matter)); R10_data_conflict (conflicting source data: roe_pct (investorgain=61.81 vs drhp_computed=14.2)) | rule: declining/negative profit trajectory (CAGR -15.4%); governance concern (governance_score 3 <= 3; Neutral ceiling). | Analyst notes: The IPO receives an 'Apply' verdict with moderate confidence. This is driven by strong market sentiment (high subscription, decent GMP), attractive post-IPO P/E, and impressive recent return ratios and margins. However, the verdict is tempered by significant governance risks due to ongoing litigations, historical inconsistencies in financial growth, and concerns regarding cash flow and working capital. The balance of strong market demand and attractive valuation against notable risks leads to a cautious 'Apply'.

radarScore Profile

FinancialBusinessValuationGrowthGovernanceMarketRisk
57
Overall Score
56.6/100
account_balanceFinancial Strength
6.0/10
business_centerBusiness Quality
6.0/10
sellValuation
7.0/10
trending_upGrowth
6.0/10
verified_userGovernance
3.0/10
moodMarket Sentiment
9.0/10
warningRisk
3.0/10

monitoringFinancial Analysis

78.2₹ Cr · FY24–FY25
insightsRevenue grew from 76 to 78.2 across FY24–FY25 (+2.9%).
Latest
78.2
Low
76
High
78.2
Average
77.1
Δ Period
+2.2
flagRed flag · Negative cash flows in the recent past, working capital intensive business.
Quality Ratings
Revenue ConsistencyLow
Profit Consistency—
EBITDA Trend—
Margin TrendImproving
Net Worth Trend—
Cash Flow QualityPoor
Working Capital—
Debt LevelsModerate
Debt Servicing—
Earnings Quality—
Return RatiosExcellent
Profit Sustainability—

sellValuation Analysis

Valuation Meter
Attractive
Capital Eff.
High
Risk-adj. Return
Moderate
Pre-IPO P/E
13.58×
Post-IPO P/E
18.68×
EV / EBITDA
—
Price / Book
5.71×
ROE
61.81%
ROCE
40%
Competitive Positioning—
Relative Pricing vs Peers—

candlestick_chartListing Performance

schedule

Listing-day performance is not available yet. It will appear here once this IPO has listed and results are recorded.

business_centerBusiness Quality

lan
Business Model
Operates a comprehensive healthcare ecosystem and logistics platform.
security
Competitive Moat
Relies on established client relationships, promoter experience, and technological investments rather than strong structural moats.
open_in_full
Scalability
Potential for scalability through continued investment in technology and client engagement.
public
Market Opportunity
Operating in an industry with a 10.5% CAGR, indicating a growing market opportunity.
memory
Technology Edge
Commitment to investing in technological capabilities, but specific edge not detailed.
leaderboard
Industry Position
Widespread reach in domestic markets across multiple states.
groups
Customer Concentration
High, with dependence on service-level contracts subject to renewal and renegotiation.

verified_userGovernance & Ownership

Governance Health
30OF 100Weak
Risk & Quality Ratings
Promoter Quality—
Governance RatingWeak
TransparencyModerate
Litigation RiskHigh
Regulatory IssuesModerate
Dependency Risk—
Shareholding Pattern
Pre-Issue Promoter87.64%
Post-Issue Promoter63.75%
infoPromoter dilution of 23.9 pts post-issue.

receipt_longOffer Details

Fresh Issue
₹89.13 Cr
Total Shares
49,68,000
Net Offer Shares
47,16,000
Registrar
Kfin Technologies Ltd.
Market Maker
2,52,000
Lead Managers
Hem Securities Ltd.

shopping_cartLot Size & Bidding

Min Investment
₹2.27 L
₹2,26,800
Lot Size
600 sh
shares per lot
Min Bid
1,200 sh
minimum to apply

Individual investors (Retail)

Fixed · 2 lots
₹2.27 Lentry
Min
2 lots
1,200 sh · ₹2.27 L
Max
2 lots
1,200 sh · ₹2.27 L

S-HNI

3–8 lots
₹3.40 Lentry
Min
3 lots
1,800 sh · ₹3.40 L
Max
8 lots
4,800 sh · ₹9.07 L

B-HNI

9 lots & above
₹10.21 Lentry
Min
9 lots
5,400 sh · ₹10.21 L
Max
—
no upper limit

pie_chartReservation Breakdown

CategoryShares Offered% of IssueShare
QIB23,52,00047.34%
NII (HNI)7,08,00014.25%
Retail16,56,00033.33%
Market Maker2,52,0005.07%
QIB47.34%
23,52,000 shares offered
NII (HNI)14.25%
7,08,000 shares offered
Retail33.33%
16,56,000 shares offered
Market Maker5.07%
2,52,000 shares offered

anchorAnchor Investors

Bid Date
Aug 12, 2026
Anchor Price
₹189
Investors
10
Investor
ABAKKUS VENTURE OPPORTUNITIES FUND2,64,600₹5 Cr18.85%
MOTILAL OSWAL FINVEST LTD.2,11,800₹4 Cr15.09%
360 ONE LVF TREASURY SOLUTIONS FUND53,400₹1.01 Cr3.8%
HEM GROWTH OPPORTUNITIES FUND2,37,000₹4.48 Cr16.88%
MINT FOCUSED GROWTH FUND PCC-CELL 12,64,600₹5 Cr18.85%
LRSD SECURITIES PVT.LTD.53,400₹1.01 Cr3.8%
FINAVENUE CAPITAL TRUST-FINAVENUE GROWTH FUND53,400₹1.01 Cr3.8%
MERU INVESTMENT FUND PCC-CELL 11,59,000₹3.01 Cr11.32%
RELIGO COMMODITIES VENTURES TRUST-RELIGO COMMODITIES VENTURE FUND53,400₹1.01 Cr3.8%
SHINE STAR BUILD-CAP PVT.LTD.53,400₹1.01 Cr3.8%
ABAKKUS VENTURE OPPORTUNITIES FUND
Shares2,64,600
Amount₹5 Cr
Anchor %18.85%
MOTILAL OSWAL FINVEST LTD.
Shares2,11,800
Amount₹4 Cr
Anchor %15.09%
360 ONE LVF TREASURY SOLUTIONS FUND
Shares53,400
Amount₹1.01 Cr
Anchor %3.8%
HEM GROWTH OPPORTUNITIES FUND
Shares2,37,000
Amount₹4.48 Cr
Anchor %16.88%
MINT FOCUSED GROWTH FUND PCC-CELL 1
Shares2,64,600
Amount₹5 Cr
Anchor %18.85%
LRSD SECURITIES PVT.LTD.
Shares53,400
Amount₹1.01 Cr
Anchor %3.8%
FINAVENUE CAPITAL TRUST-FINAVENUE GROWTH FUND
Shares53,400
Amount₹1.01 Cr
Anchor %3.8%
MERU INVESTMENT FUND PCC-CELL 1
Shares1,59,000
Amount₹3.01 Cr
Anchor %11.32%
RELIGO COMMODITIES VENTURES TRUST-RELIGO COMMODITIES VENTURE FUND
Shares53,400
Amount₹1.01 Cr
Anchor %3.8%
SHINE STAR BUILD-CAP PVT.LTD.
Shares53,400
Amount₹1.01 Cr
Anchor %3.8%

show_chartGrey Market Premium

GMP Trend (last 8 sessions)
—+29.1%
Volatile, peaked at ₹75, then fluctuated, currently at ₹55 (as of 2026-08-16).
insightsGMP climbed +₹23 (+65.7%) over 8 sessions, peaking at ₹75 before settling at ₹58 — a +29.1% premium over issue price.
Current
₹58
High
₹75
Low
₹35
Average
₹54.8
Δ Period
+₹23
Market Sentiment
Positive

Premium gain of 29.1% over issue price.

grid_viewSubscription Demand

Category Subscription (×)
QIB
130.4×
HNI
216.97×
Retail
138.86×
Overall
153.13×
All Categories
QIB
130.4×
NII
216.97×
S-NII
139.76×
B-NII
255.58×
RII
138.86×

badgeManagement

Tarun Sharma
Chairman & Managing Director
Karan Sharma
Whole-Time Director & Chief Financial Officer
Ashok Kumar Sharma
Non-Executive Director
Dimple Sharma
Non-Executive Director
Vanita Yadav
Independent Director
Tejpal Singh
Independent Director
Arpita Abhilasha
Company Secretary and
Amit Gupta
Chief Operating Officer

thumb_upKey Strengths

check

Strong return ratios (ROE 61.81%, ROCE 40.0%) as of Mar 31, 2026.

check

Improving EBITDA and PAT margins as of Mar 31, 2026.

check

Healthy post-IPO promoter holding (63.75%).

check

Very strong overall IPO subscription across all categories.

check

Operating in a growing industry with a 10.5% CAGR.

check

Attractive Post-IPO P/E of 18.68x.

check

Comprehensive Healthcare Ecosystem and Logistics Platform.

check

Well established relationships with clients and widespread domestic reach.

warningRisk Analysis

3
Critical
3
High
2
Moderate
0
Low
gpp_maybe
Outstanding legal proceedings involving the Company, Directors, and Promoters.
Critical
gpp_maybe
Negative cash flows in the recent past.
Critical
gpp_maybe
High customer concentration risk due to dependence on service-level contracts.
Critical
warning
Business is working capital intensive and trade receivables constitute a significant portion of current assets.
High
warning
Highly dependent on the availability and performance of a large, skilled, and geographically dispersed workforce.
High
warning
Operational risks related to misconduct, fraud, negligence, or theft by field personnel.
High
error
Regulatory risks, where some events may have material impact qualitatively or in the future.
Moderate
error
Dependency on continuous availability of specialised packaging materials and consumables.
Moderate

insightsFuture Outlook

rocket_launchBull Case
Revenue
₹100 Cr
PAT Margin
12%

Successful expansion into new geographies, deeper client engagement, effective leverage of technology, and resolution of legal issues.

timelineBase Case
Revenue
₹90 Cr
PAT Margin
9%

Consistent industry growth, stable client relationships, and gradual improvement in operational efficiency.

trending_downBear Case
Revenue
₹80 Cr
PAT Margin
6%

Intensified competition, failure to renew key client contracts, adverse outcomes from ongoing litigations, or continued negative cash flows.

insightsOutlook

boltListing GainNeutral
ConfidenceModerate

Strong market sentiment indicated by high subscription rates across all categories and a decent GMP suggests a good probability of listing gains.

scheduleShort TermNeutral
ConfidenceModerate

While listing gains are likely, short-term performance beyond listing might be volatile due to underlying risks like litigation and cash flow concerns, despite attractive valuation and strong recent margins.

historyLong TermNeutral
ConfidenceModerate

Long-term prospects are clouded by significant governance risks (litigation) and historical inconsistencies in profit growth and cash flows. While the industry has growth potential and recent margins are strong, these risks need to be mitigated for sustained long-term value creation.

auto_awesomeAI Insights

auto_awesome

Final verdict: Avoid (confidence High).

auto_awesome

Positive: Strong ROE (61.81%) and ROCE (40.0%) as of Mar 31, 2026.

auto_awesome

Red flag: declining/negative profit trajectory (CAGR -15.4%)

auto_awesome

Advisory: litigation disclosed (advisory, not a specific severe matter)

auto_awesome

Listing-gain vs long-term: Neutral / Neutral.

how_to_voteFinal Verdict

IPO Lens Investment Verdict
Avoid

Deterministic verdict 'Avoid': listing=74/Neutral, short=54/Neutral, long=57/Neutral; overall=56.6; confidence=91.2/100 | computed financials: fin=67, growth=30, D/E=0.5 (70% math / 30% model) | market signals: alignment=n/a (OFS None%), anchor quality=55 (marquee 22.6%), GMP trend=fading, overhang=80 (-4.0 pts short-term) | demand profile: reservation weights QIB/NII/Ret 29%/21%/50%, QIB effective demand=37.32x, institutional contribution=24%, breadth=0.97 | unlocks: anchor unlock ~14.2% of issue at T+30d, ~14.2% at T+90d | red flags: R2_persistent_losses (declining/negative profit trajectory (CAGR -15.4%)); R5_litigation (litigation disclosed (advisory, not a specific severe matter)); R10_data_conflict (conflicting source data: roe_pct (investorgain=61.81 vs drhp_computed=14.2)) | rule: declining/negative profit trajectory (CAGR -15.4%); governance concern (governance_score 3 <= 3; Neutral ceiling). | Analyst notes: The IPO receives an 'Apply' verdict with moderate confidence. This is driven by strong market sentiment (high subscription, decent GMP), attractive post-IPO P/E, and impressive recent return ratios and margins. However, the verdict is tempered by significant governance risks due to ongoing litigations, historical inconsistencies in financial growth, and concerns regarding cash flow and working capital. The balance of strong market demand and attractive valuation against notable risks leads to a cautious 'Apply'.

Confidence
High
Conviction
56.6/100
Overall
56.6/100
56.6CONVICTION
On this report